Estonian consumers made purchases using payment cards, both home and abroad, for a total sum of around EUR 2.5bn in the second quarter of 2023, which was up 5.3% from a year earlier, according to data from the Bank of Estonia, ERR reports. Compared to the first quarter of 2023, card payments rose by 15.2%. Domestic payments accounted for 67% and cross-border payments for 33% of all card payments by turnover. Grocery stores accounted for 21.5%, at hotels and restaurants for 10.6%, and at filling stations for 7.3% of all card payments. Cash withdrawals from ATMs dropped by 4.5% over a year but rose by 13.2% over a quarter. Average cash withdrawal was EUR 155.